Having bad credit today doesn’t doom you to have bad credit forever. It just means you’ve got a little work to do in order to see your credit score rise. By taking control of your finances and making smart moves, better credit can be in your future.

Luckily, there are new tools that can help you build better credit. Some could even help you improve your credit score today. We’ve rounded up some of our favorite ideas for anyone who is ready for better credit. 

Increase your credit scores instantly, for free

Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there’s an innovative new feature that could help you raise your FICO® Scores2 instantly.

Experian Boost™ can help you get credit for making on-time payments for your phone and utility bills. The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don’t worry: If you have any negative marks, those won’t count against you.)

Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It’s 100% free and new potential credit scores take effect immediately.

Sign up for Experian Boost now

Start working towards a 700+ credit score

If you want to buy a house, car, or make any other important purchase, it pays to have good credit. But what if you have damaging errors on your report, keeping your scores down? Credit help might be a good option to consider.

If you’re not sure where to start, Lexington Law might be able to help. They’re leaders in credit help and know the laws and steps you need to take to work towards improving your credit.

Get started with their free credit report consultation, and they’ll provide you with a free credit score, a credit report summary, and recommendations on how to work to improve your credit. If you find it’s right for you, pricing starts at just $89.85 per month and you could start your journey to improving your credit.

Start working to improve your credit

Start working on your credit in as little as 24 hours

If you want to buy a house, car, or make any other important purchase, it pays to have good credit. But what if you have damaging errors on your report, keeping your scores down? Credit help might be a good option to consider.

If you would like to fix your credit, and raise your score, The Credit People could help. They’re experts in credit help and know the laws and steps you need to take to improve your credit easily and efficiently.

Instead of charging wild fees, they keep their service simple — it costs just $79 per month — and they offer a 100% money-back guarantee.1 

Get a free consultation

Borrow up to $50k to finally crush your debt

If you have thousands in debt and you’re barely making it paycheck to paycheck, you know how suffocating it is. Debt is always on your mind. It controls your life. And even if you make on-time payments, they’re so expensive that you have nothing left over.

A personal loan could help you get out of this situation and lift your monthly debt burden significantly. You could finally pay off all of your debt at once, get rid of the sky-high interest rates, and slash your debt load to one manageable monthly payment.

AmOne is a marketplace where you can find some of the best personal loans available. They match you with loans up to $50,000 with rates as low as 2.49%. That’s better than most credit cards. And easier than draining your bank account every month. Seeing what you qualify for doesn’t affect your credit score, and if you’re approved, you could get money the next day.

See what you can get

BONUS: Cancel your car insurance

We’ve got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.

This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. On average, we find around $500 a year in savings for drivers. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.

Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $500. To find out if you’re losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you’re overpaying. It takes less than 2 minutes.

See if you’re overpaying





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